Reltix

Running any business that ships products needs to focus on delivering a really good experience to clients. You do not have people that come into your shop so you have to worry about various factors ranging from shipping logistics to costs. When it comes to costs, many businesses make mistake. They end up losing too much money that does not have to be lost simply because of not being available to properly manage shipping.

If you want to reduce shipping costs and save money for your business, you need to remember the following.

Safety First

No matter what you ship, it needs to be safe. You want to protect what is delivered. You are definitely aware of many things that can get this done, like using poly mailers: https://zebrapack.com/index.php/poly-mailers.html. However, what you might not be aware of is the fact that different businesses have much different shipping requirements. You should always see exactly what is needed for you and you have to be careful with really cheap shipping options.

Packaging has to protect what is delivered and you have to never sacrifice safety if you do not have to deal with numerous returns and lost money.

Don’t Be Locked By The Carrier

This is actually one of the best ways to save money on postage and shipping. You want to choose the very best carrier for the individual order. This can seem labor and time-intensive but you have to understand that different carriers will offer much different rates. This can be based on destination, dimensions and weight. As an example, USPS will not charge a residential fee but UPS will. Small amounts can add up in the long run.

Zone Skipping

Zone skipping is a highly effective way to save on shipping costs. This is particularly the case when large products are shipped. Zone skipping is basically an offered consolidation service through which you gather the packages that go to a region that is far away and you send a single LTL freight shipment. A consolidator will ship everything to the customers in a zone so shipping costs are reduced at a per-package rate. With express shipments this is not something that can be done as the shipment will take longer. However, if possible, it does save a lot.

Use Freight

If you can do this, you can use freight instead of using FedEx or UPS. The only problem is that you need a really large order for this to be profitable. One order can be split up in various freight trucks but this is only a good opportunity when a customer has no problem in receiving what was bought at different times.

Negotiate Costs

Last but not least, there is nothing wrong with negotiating shipping charges with different carriers. This allows you to quickly figure out what company offers the very best rates. Also, carriers offer better rates if they know that you can always switch to someone else. Most businesses do not negotiate as they think shipping …

If you’re looking to buy a home, refinance your current mortgage, or want extra cash to do something special this month, a Memorial Hermann Credit Union loan may be the answer. Learn more about how to apply for a loan here.

Memorial Hermann Credit Union serves those who live, work, worship, or attend school in Harris County and employees and affiliates of the Memorial Hermann Healthcare System.

Fill out the loan application

Whether you’re looking to finance a new home or a car, we can help. The process is simple, quick, and convenient.

We are a member-owned financial cooperative that provides banking services, including savings and loans, to our members. We have been open since 1953 and have assets totaling $98 million.

Our membership is open to those who live, worship, work, or attend school in Harris County and Memorial Hermann Healthcare System employees and affiliates.

When you become a credit union member, you aren’t just gaining access to a full range of financial products and services; you are also becoming a part owner of the credit union with a say in its direction and policies. As a result, being a member of a credit union can help you manage your finances more effectively and give you access to lower fees and better rates.

Contact us

The best way to get started is to visit a local branch and ask to speak with a loan officer. We can help you determine which loan is best for your needs and provide any additional information you may need to make the right choice.

During your visit, you’ll want to ask all the questions that matter. This will save you time, money, and stress in the long run! It’s also a good idea to note any special features or services you find helpful. This will ensure you get all the good stuff when opening your new account.

Meet with a loan officer

A credit union is a great place to find the best rates on everything from car loans to mortgages. With a little effort and research, you can open an account that fits your needs and budget.

A member-owned financial cooperative is a win-win for everyone involved. Aside from the standard savings, checking, and IRA accounts, it offers loan programs for cars, boats, motorcycles, RVs, and more. The best part is that you can join at any time, anywhere. The website is simple to navigate, and a member portal is always available on demand. Please get in touch with us if you have any questions about our products or services. The credit union staff is always happy to help.

We look forward to hearing from you. Our mission is to provide an exceptional experience that meets your financial needs and exceeds your expectations.

Sign the loan agreement

If you decide to apply for a loan, we ask that you sign the loan agreement. By signing the Agreement, you agree to all its terms and conditions.

You also agree that this agreement will …

While you might find a decent position through online job forums, the best jobs are found through having the right connections. Perhaps you already know this and have looked around at Boston staffing agencies to partner with. If so, you’re ahead of the curve. If not, that’s okay. No matter where you are in your job search, the right staffing agency can propel you to bigger and better things.

To put yourself in a good position, you need to include only the top agencies in your network. Consider these tips for finding an agency that can connect you with unique opportunities.

Do They Sculpt Their Network?

If you want to know what someone’s like, then look at who they’ve surrounded themselves with. The same holds true for staffing agencies. A quality staffing agency will only partner with quality companies that offer attractive jobs. Before committing to an agency, ask them what industries and companies they work with. You want to make sure you’ll like the places you may work for.

Do They Build Relationships?

Networking and building relationships are two different things, so be careful. A good staffing agency won’t treat you as another disposable worker they can make money off of. Rather, they should get to know you beyond your resume. What are your career goals and aspirations? What do you want to get out of a position? If they’re not asking you these things, then you may want to keep looking.

Do They Carry a Reputation?

A staffing agency that’s experienced success in your local area should have a positive reputation. Whether you ask connections or search online, do your research and determine what an agency is known for. If you find they have high hire rates and positive employee reviews, then you know you’ve found a good place to work with. Agencies can say what they want, but proven results add weight to their promises.

Searching for a job can be a long journey, but you don’t have to go it alone. Pick a prestigious agency, and let their staff find the right position for you.…

The primary purpose of cloud security is to protect your environment from insider threats and malicious code. Cloud services providers like cloud security for MSP, for instance, have a lot of power in this area, as they are responsible for developing backend security. However, clients must also focus on service configuration and safe use habits to secure their data and sensitive information. In addition, it is essential to note that cloud computing providers have varying levels of control over their component software and hardware, so that that cloud security can differ significantly.

Provides Insight into Whether Insider Threats have Compromised your Environment.

Workload security is an essential feature of cloud workload management. It can help protect your environment from cyber criminals by providing visibility into your communications. It also includes policy compliance in near real-time. This technology retains all flow records and analyses them to see whether they match your policies. The result is a complete record of all communications.

Workload security is an integral part of an organization’s security strategy. It can help you determine whether you’re at risk from insider attacks, and it can also help you prevent insider attacks. Workload security can also help you ensure that your applications don’t run in a compromised environment. By monitoring and reporting on the state of your application environments, you can see whether insiders are compromising your environment and gaining access to sensitive information.

Identity and Access Management (IAM)

One of the primary purposes of cloud security is identity and access management (IAM). This component of security enables organizations to manage privileged users and access resources. However, managing privileged users is a complex task. To make the process easier, many cloud providers offer tools that help users manage privileged users. For instance, the Google Cloud IAM recommender, which is currently in beta, helps identify overprivileged user permissions. Similarly, AWS IAM access advisor helps identify user activity and resources to manage access rights.

IAM provides a secure environment for users, ensuring they only access the information they need. This can be accomplished by controlling access rights based on the user’s role, power, and responsibility. This makes it easier to follow regulations without any hassle.

Continuous Monitoring

Continuous monitoring is an essential element of security management, as it allows companies to assess the state of their IT systems constantly. It can help maintain system uptime and security by providing timely warnings. Continuous monitoring allows organizations to maintain high customer satisfaction and minimize downtime by identifying security risks and enabling fast system recovery. The goal of monitoring is to minimize the risk of critical systems going offline, and it also helps to reduce unexpected tech bills.

Cloud monitoring solutions are essential in identifying threats and preventing security breaches. By using automation technology, monitoring services can be set up to detect suspicious activities. In addition, by monitoring your cloud environment continuously, you can comply with audit requirements and prevent breaches.

Segmentation of Services

Segmentation of cloud security services helps organizations control the level …

The Importance of Lawn Care

A well-maintained lawn is more than just eye candy; it is a natural air purifier and helps control soil erosion. For those residing in urban areas, such as lawn care, Charlotte, NC specialists can guide you on best practices to keep your lawn in optimal condition. Proper lawn care improves your home’s curb appeal and enhances its value.

Moreover, a healthy lawn provides a habitat for numerous organisms and acts as a natural cooling system, absorbing sunlight and heat. Investing time and effort into your yard yields long-lasting benefits beyond aesthetics, contributing to a healthier environment.

Effective Watering Strategies

Proper irrigation is essential for healthy lawns. A typical lawn needs one to one and a half inches of water each week, not counting any organic precipitation. Early morning is the ideal time to water your lawn to reduce evaporation and increase absorption. Watering properly guarantees that the roots receive it, encouraging deep development.

Saving water requires using effective irrigation methods.

Top Mowing Techniques

Cutting grass is only one aspect of mowing; another is doing it correctly. Keep the blade of your mower sharp to guarantee a precise cut and lessen the strain on the grass. The “one-third rule” is important to remember; you should never cut off more than one-third of a grass blade in a single mow to encourage healthy development and lessen stress on your lawn.

By changing your mow pattern, you can prevent rutting and guarantee that the grass grows straight. Regularly changing the direction of your mow promotes equal growth, reduces soil compaction, and helps distribute wear. Leaving grass clippings on the lawn can also replenish the soil with essential nutrients.

Controlling Weeds Naturally

Although they can be a major annoyance, weeds do not necessarily require harsh treatments. Natural techniques such as using vinegar and mulching can work well. Mulch functions as a shield, keeping weed seeds from receiving sunlight and stifling their growth. Weeds can be avoided by maintaining a thick, healthy lawn because it will take up less room for them to spread.

Hand-pulling weeds when you first notice them can stop them from spreading. Using organic pre-emergent weed control products can inhibit the germination of weed seeds. Natural methods for controlling weeds are effective and environmentally friendly, ensuring the health of your lawn and the surrounding ecosystem.

Fertilizing Your Lawn the Right Way

Your grass receives the nutrients it needs to flourish when you fertilize it. Select a balanced fertilizer and apply it by the particular needs of the type of grass you have. Overfertilization can result in overgrowth, more frequent mowing requirements, and an elevated disease risk. A soil test can teach you more about your lawn’s particular nutrient requirements.

The Benefits of Soil Aeration

Soil aeration is crucial for maintaining a healthy lawn. By perforating the soil with small holes, air, water, and nutrients can reach the roots more deeply. This process helps alleviate soil compaction and promote healthy root growth. Aeration is especially beneficial for …

Picking the Right Ingredients For Home Made Cleaners

A lot of different ingredients turn up in recipes for natural cleaning products. And you’ve got to wonder whether some of them are all that natural or not. “Natural” is a bit of an ambiguous term that isn’t really clarified. It certainly doesn’t mean “organic” or “of vegetable origin”. Not all “natural” cleaners are organic (e.g. baking soda, which is mined) or of vegetable origin (e.g. soap, which often contains animal fats (tallow)).

Some writers have a very loose definition of “natural” when writing recipes for home-made house cleaning products and tend to mean something like “any raw ingredient that you can buy cheaply in your local shop and use to make your own products.”

By “natural”, this writer tends to mean “has the minimal possible effect on the user and the environment throughout the life of the product from extraction/manufacture to breakdown”.

Ingredients that are used for making home-made cleaning products can be divided into Organic and Inorganic, and into Nice (meaning that the product has a low impact on the environment and does not expose you to a barrage of toxins and/or horrible smells when you use it) and Nasty (meaning that the substance is poisonous, noxious or repulsive). And it’s not the case that everything organic is Nice while everything not organic is Nasty. No – you find things in all four possible categories.

All the ingredients listed below have been used in home cleaning products at some stage or another. Use the lists to help you select what’s right for you.

Organic and Nice:

* vinegar

* essential oils

* glycerine

* alcohol (either ethyl alcohol or some strong spirit from your local liquor store)

* cornstarch

* sugar

* lemons

* beeswax

* olive oil (and any other sort of vegetable oil)

* soap (which also contains some inorganic ingredients)

* potash – make your own by taking the ashes from your fireplace (if you burn wood) and making sure they’re ground finely.

Inorganic and Nice:

* baking soda

* sand

* salt

* petroleum jelly (aka Vaseline). It’s a petrochemical by-product so is bordering on Nasty, but it is fairly low in toxins when you use it.

* fuller’s earth

* borax

* water

Organic and Nasty. Few recipes for cleaning products use these nowadays, but they did in the past. Just have a look at the original Mrs Beeton if you don’t believe me.

* ox gall

* human urine (used as a bleach)

* (possibly) saliva – where did you think the phrase “spit and polish” came from?

Inorganic and Nasty. These ingredients really did turn up in a book on how to make “natural” home cleaning products. If you are switching to natural cleaners in order to reduce the toxins you are exposed to, forget it. If you are making your own cleaners to save money, you may consider these. Your choice. But remember the golden rule for products in this category: NEVER …

What Is The Initial Home Foreclosure Process?

Foreclosure is the process which permits a lender to recover the amount owed on a non-paid loan, by either selling or taking ownership of a property that secures the loan. The initial process of foreclosure starts when a borrower fails to pay a loan. The lender then files a public default notice known as Notice of Default.

Home foreclosure is not difficult but it is very multifaceted. This kind of foreclosure starts when the home owner fails to pay the principle, interest and/or real estate taxes for a period of about 6 months.

Mortgage rates can go up at a certain percentage after the initial period. Some home owners may find this difficult and begin to get behind on paying the mortgage. Home foreclosure starts when the mortgage loan imbursement is 16 days overdue. At this point the whole procedure is usually not far away from start. It is at this time that the mortgage service provider tries to contact the offending homeowner so as to come to some kind of agreement of a possible repayment course of action.

Home foreclosure can end in four ways: the home owner can reinstate the mortgage loan by paying the amount he or she owes during the grace period that a mortgage service provider gives, or the home owner can sell the home to another person during the grace period and then pay off the mortgage loan, or the lender can seize and take ownership of the home usually with intentions of selling it, or the home can be auctioned at the end of pre-foreclosure period.

If the homeowner keeps on missing the mortgage payments for the next six months, home foreclosure procedures can start. A mortgage service provider orders a trustee to draft and record a Notice of Default. Notice of Default informs borrowers that they face foreclosure actions. It also sets off a restore period usually up to five days after which the property is listed or auctioned off. At this point home sale date is recognized and the owners receive Notice of Sale.

This notice is posted on the house and a copy is verified at the office of the County Recorder. Some County Recorders also advertise the home sale in local newspapers or post the notice in their websites.

The location, date and time of sale are specified at this juncture usually at the location of the home. At the local auction the foreclosure home is awarded to the highest bidder, who is expected to pay a specified initial deposit in cash due to upfront.

The remaining balance is usually expected to be paid in 24 hours time. The opening bid is usually set by the lender or the auctioneering company with agreement with their clients. This bid usually of the equal amount of outstanding mortgage balance including accumulated interests and other fees related with Trustee Sales. If the bid is not met, the property is considered as Real Estate Owned.

It …

Machine translation, commonly referred to as automated translation services, is the process of using computer software to translate text or speech from one language to another automatically, without the assistance of a person. Although it has several benefits in terms of accessibility and efficiency, it also has a few drawbacks. We shall examine the advantages and drawbacks of machine translation in this article.

The following are some of the advantages of machine translation:

• Efficiency and Speed: Machine translation can quickly handle enormous amounts of text or audio. When dealing with time-sensitive jobs, like real-time communication or interpreting massive volumes of data, this is very helpful.
• Cost effectiveness: Machine translation is cost-effective since it partially eliminates the need for human translators, which may dramatically lower translation expenses for both people and businesses. Particularly for straightforward or routine translation work, it provides a cheaper alternative.
• Accessibility: Machine translation tools are widely available and can be easily used by anyone with an internet connection. It promotes international communication and understanding by allowing users to swiftly translate material and converse across language boundaries.
• Consistency: Machine translation ensures that the same words or sentences are translated consistently across a text by providing consistent translations. For technical or legal translations that demand accuracy and precision, this is especially useful.
• Bridging Language Barriers: Machine translation aids in bridging language barriers, allowing people and organisations to communicate and work together across languages. It supports international trade, encourages cross-cultural exchange, and makes international collaboration easier.

However, Machine Translation comes with its own set of disadvantages. Some of them are:

• Less Accuracy: Machine translation currently has trouble matching human translations’ accuracy. When translating complicated phrase patterns or colloquial idioms, it sometimes results in erroneous translations, and it also might have difficulty to accurately convey the nuances, tone, or cultural subtleties included in the original article, which could cause misunderstandings or meaning loss. However, the rate of errors is drastically reducing over time with advancements of algorithms.
• Specialised Domain Knowledge: Technical or specialised information requiring domain-specific knowledge may be difficult for machine translation to translate. It could lack the requisite language or terminology knowledge, resulting in inaccurate translations in very specialised subjects.
• Limited Language Coverage: Despite great advancements in covering a wide range of languages, machine translation still struggles to provide reliable translations for less widely spoken languages or dialects. This may limit its applicability in particular areas or populations. More and more languages are being brought into the foray of machine translation with time.
• Less Personal Touch: Machine translation is devoid of the personal touch and cultural awareness that come from human translators. In contrast to machine translation, human translators may customize the message and adjust translations based on the intended audience to guarantee successful communication. However, some translation services providers are using a mix of machine and human resources to effectively deal with this.

In conclusion, there are indisputable benefits to machine translation in terms of effectiveness, speed, and accessibility. It can remove linguistic …

There can be lots of scenarios in which you might find yourself in need of extra space. Perhaps you’ve just inherited a sizeable collection of grandfather clocks, or you’re converting the room with 1,000 records into a nursery. Maybe you have a piano that is going to live with a friend, but that friend is at least a month away from being able to take it, while the new treadmill arrives next week. Whatever the reason, when looking for a storage unit, you want to make sure that there are certain features before you seal the deal.

Security

When looking for public storage units Petaluma, it’s imperative that your belongings be secure. Ideally, you want to go with a company that employs an on-site manager, somebody on premises whose tasked with helping with client issues as well as minding the proverbial store so that you don’t have to. A locking door and a password-controlled entryway are a plus, and cameras (visible and hidden) can help to deter bad intentions.

Accessibility

When you need to access your things, the path of least resistance is the most preferable, right? It’s as important that those security applications that keep the bad elements out also let you in, whenever you need. Look for a storage unit that is open for you 24 hours a day, seven days a week.

Maintenance

The property needs to be clean and functional. Make sure the space doesn’t look like it’s taken on any water damage, and that the roof is leakproof. Look for storage units that are constructed of metal or concrete, as these are proven to be efficient.

Contract

Make sure to advocate for your needs with this one. If you’re only in need of the unit for a month, you shouldn’t need a six-month lease. If you aren’t quite certain how long you’ll need the space, try to find a lease that has some flexibility, like a month by month payment plan, or a pre-payment plan in which you can get a percentage of your money back if you need to end the lease early.…

What comes to mind when you think about ecommerce in Europe? Do major U.S. giants like Amazon pop up? Europe is actually one of the biggest ecommerce markets in the world and home to major online retailer companies like Ikea and Otto.

These major online retailers, that are big in several countries across Europe, are not the only stars in Europe. There are also ecommerce companies that are big in their home country, even though they are not as familiar among other European consumers. Consider Dutch online retailer, Wehkamp. Started as a mail-order company in 1952, every year it is listed among the top ten online stores in the Netherlands. Outside the country borders, however, it is not widely known.

Dutch research company Veraart Research shared their retail index that lists the top 30 retailers in Europe, which ranks ecommerce companies by turnover. The following are the top 5 online stores in Europe (in billions of euros) from Veraart Research’s top ten list:

1. Schwarz – Schwarz is a private family-owned German retail group that owns and operates the Lidl and Kaufland brands. It is also the fourth-largest retailer in the world by revenue, with turnover (in billions) of 97. Schwarz headquarters is located in Germany.
2. Aldi – Currently, Aldi Nord group consists of 35 independent regional branches, with approximately 2,500 stores. Most German towns and villages have at least one Aldi shop, and Aldi stores are also located in Australia and the United States. Aldi headquarters are in Germany.
3. Carrefour – Carrefour is a French multinational retailer. It is one of the largest hypemarket chains in the world, with an estimated 12,300 self-service shops at the end of 2016. Turnover for Carrefour is 57 (in billions). Carrefour is headquartered in Boulogne Billancourt, France.
4. Tesco – Headquartered in Hertfordshire, United Kingdom, Tesco employs over 500,000 people and operates almost 7,000 stores around the world. As per Veraart Research data, Tesco turnover (in billions) is 56.
5. Edeka – Referred to as Germany’s most successful entrepreneurial initiative, Edeka is Germany’s leading group of grocery retailers with about 11,430 and an annual turnover of approximately 54 (in billions). Edeka is headquartered in Hamburg, Germany and employs an estimated 250,000 people.

Are you in the process of launching an ecommerce business? Are you searching for the best merchant services to grow your brand? Consider the many reviews and helpful information – like cutpay – the team at Best Payment Providers has to offer. Find everything you need to know to choose the right provider for your business’ unique needs.

Author Bio: Payment industry expert Taylor Cole is a passionate merchant account expert who understands the complicated world of accepting credit and debit cards at your business. His understanding of the industry and cutpay reviews has helped thousands of business owners save money and time.…

Have you ever felt so disturbed about a particular piece of news that you just read that you wanted to give a reply or a letter to the editor? How often have you found yourself sitting in a cafe chair and wondering what prompted a group of people to act? Or have you ever felt compelled to protect your favorite field against the opinions of many family members at dinner? If you answered all of the questions above with a “yes” answer, then congratulations, you have found a new type of writing that you can explore: opinion articles.

Even if published or not is your choice, it never hurts to train yourself to make good opinion articles and deserve to be published. It’s calculated that making opinion-worthy articles is an exercise in polishing your writing in changing types or changing your writer’s “hat”. Here are some things you should pay attention to to make good and interesting opinion articles.

Be a very opinionated writer

When creating an opinion article, your hot-headed character comes in handy. Avoid being too polite, tactful, or diplomatic and giving each side of a story in writing. An argument in the writing of an opinion article is much better than a discussion.

Convey a strong connection with the subject of conversation

When you’re an expert on a topic Omaha World Herald obits, it’s okay to use first-person pronouns to emphasize your power over the subject, especially if the stories you’re experiencing are personally relevant and have universal truths. Just make sure it’s true that you do have power over the topic. Never make up stories or make articles just from assumptions that you haven’t researched and the truth about.

No need to be afraid of controversy

Feel free to go against popular opinion, shake a tree, or point someone out when writing an opinion piece. Be bold in your approach to writing. In writing this type of article, no opinion reader wants to write something that is safe. In this case, prepare yourself to take the risk and be responsible for the article you created.

Think strategically

Argue based on strategy. When you write an opinion article, know what you want to convey and make what you bring up is important with a persuasive form. Imagine that your opinion is being tried and the argument you write in an opinion article must win the sympathy of the jury so that he will switch to support your opinion.

But keep in mind, don’t aim to “influence” people with your thoughts, but what you do is explain what’s on your mind and why you feel the need to hold on to those thoughts. Opinion articles that are persuasive and provocative do have a thin line but of course they have different goals.

Start with an explosion

Start your writing with an interesting question and work your way up to answering that question. You can also start your writing with a strong statement and then continue with arguments …

5 Simple Steps to Jumpstart Your Financial Education

Your financial education is extremely important especially during this time of recession, because I believe that money affects not only our financial life but the other important aspects of our life as well… family, health, work, emotions, etc.

It actually doesn’t matter if you’re making a five- or six-figure-income; what matters is how much is left with you at the end of the month and for how long you are able to keep it. If you want take control of your finances, make your money work for you, you should start not tomorrow but TODAY. You need to invest time in learning, expanding your financial education, and executing what you learn.

Here are 5 simple steps to help jumpstart your financial education:

• Instead of being a couch potato, READ (actually devour) books about money and success! Read first The Science of Getting Rich by Wallace Wattles. This is to get you in the proper mindset, that there is indeed a science of getting rich, and there are people who are sharing the secrets to true wealth.

• Get financial mentors – be very careful to whom you listen to because you’re more likely to end up like them. Study the rich and learn their secrets. Again, get off that couch!

• Start a small business on the side – sell sandwiches, sell clothing, sell insurance, sell bags, sell vitamins, sell real estate, sell anything! Don’t stop trying even if you keep on failing. What’s important now is what you learn and not what you earn!

• Set aside 3 to 4 hours a week to play CASHFLOW 101:

“CASHFLOW 101 was invented by best-selling author of the Rich Dad series, Robert Kiyosaki. It is a revolutionary, fun way to learn the basics of fundamental investing and how to take control of your personal finances, build a business through proper cash flow management, and learn how to invest with greater confidence in real estate and other businesses. It was created for the sole purpose of teaching financial literacy, elevate your financial IQ, and how to be a master of money.”

This particular game greatly helped me and continues to help me in shifting my mindset from employee to entrepreneur. It’s not that easy especially for someone like me who was an employee for more than 8 years and was ‘addicted’ to a paycheck.

• Immerse yourself on seminars on money and financial success. This way, you’ll also get to meet like-minded people, and you can learn from each other.

It doesn’t matter where you start. The most important is to take a step forward. With these 5 simple steps, when do you plan to start your journey?

“You must pay the price if you wish to secure the blessings.” – Andrew Jackson…