Reltix

Educating Nancy

Recently our soon to be former Speaker of the House made the following statement:

“Giving $700 billion to the wealthiest people in America does add $700 billion dollars to the deficit. And the record and history shows and does not create jobs.” Putting aside for the moment that most third graders have better English skills, let’s examine this absolutely ridiculous statement. Mrs. Pelosi wants us to believe that extending the current tax rates for all Americans is GIVING them money. Since you can’t give something that isn’t yours, she is in effect making the case that the money belongs to the government in the first place.

I would like to take this opportunity to enlighten and educate Nancy Pelosi on this matter. I will use short words and easy analogies in the hope that she can grasp the concepts presented. The first thing that needs to be understood is that if I earn $100.00 it is MY $100.00, not yours Nancy. You didn’t drag yourself out of bed at 4:00 A.M. and earn it. I did. It is mine not yours. If my tax rates go down, you are not giving me anything, you are simply taking less of my hard earned money.

Now, let’s go on to our next lesson. The deficit. A deficit is the difference between what you take in and what you spend. Deficits are caused by OVER-SPENDING not under-taxing. To illustrate, let us assume that you owe $10,000 on your mortgage, $5,000 on your car and $1,000 on your credit card. Remember we are using small round numbers to keep this simple. It’s hard to think in trillions! These numbers add up to a total of $16,000. We will call this $16,000 your deficit. It is money that you owe. Now let’s assume that your salary is tax money being taken in. This should be simple for you to understand since your salary IS tax money being taken in. Now let’s further assume that your constituents suddenly buy a clue and vote you out of office at which point your salary stops and you are no longer taking in “tax money.” Does your deficit get larger? No, it does not. You still owe the same amounts on your house, car and credit card. Now let’s assume you use your credit card to buy Botox and you spend $1,000. You will now owe $10,000 on your mortgage, $5,000 on your car and $2,000 on your credit card for a total of $17,000. Did this additional spending make your deficit get larger? Yes, it did. Your $16,000 deficit is now $17,000. See how that worked? It looks like spending causes deficits. Unless you add to them by spending, they stay the same. Simply amazing.

Now, let’s move on to the subject of class warfare. This might have worked in 1917 Russia but it doesn’t fly here in America. Most of us do not begrudge the “rich” what they have. We assume that in most cases …

What Are the Essential Office Supplies?

If you’re setting up an office, or are always running out of stationery, then you’ll want to make sure that you have all the office supplies you and your staff need to keep your company going.

Here’s what you need.

1. You’ll want the right sort of laser printer paper and inkjet printer paper for your printers. By buying in bulk you’ll make sure that you don’t run out when you need to send out a proposal or invoices.

2. You can never have too many pens and notepads, and with a variety of pens and notepads of different sizes, you’ll be covered for every eventuality, whether you need to take a phone message, or write notes for your meetings.

3. Telephones and telecommunications are extremely important in the modern office, and you’ll want to make sure that your phones are up to the job. Don’t forget that you’ll need to have mobile phones, as well as an answer phone and fax machine in your office.

4. Whether your staff are office based, or are often in the field with customers, they’ll need the right sort of computers and accessories. Would your staff be better off with laptops, or will a traditional desktop PC be suitable?

5. Laser printers and inkjet printers will get a lot of use in the typical office, and you’ll want to make sure that yours are up to the job. Do they print fast enough, and is the quality good enough? What does your printed material say about your company?

6. In order to keep your printers working, you’ll need to have plenty of inkjet and toner cartridges, so that you can keep printing. You won’t want to have to go out and buy a cartridge for your printer when you’re in a rush to print out a report or documents for customers.

7. You’ll need plenty of storage space for your documents, paperwork, brochures, manuals, invoices and the other instruction manuals and reports that you need to keep and have easy access to. Folders, ring binders and filing cabinets will make keeping your office organised much easier.

8. Remember that you’ll need plenty of office furniture, from having enough desks and chairs for existing and new staff, to your reception furniture. What does your furniture say about your company? Does it give the right impression? Does it help staff be as productive and efficient as they could be?

9. By having plenty of catering supplies, you can ensure that your staff have access to tea and coffee, and snacks to keep them going during the day. As well as having a break from the computer screen, it’s also an ideal opportunity for staff to talk to each other about things other than work. This will help them to get to know each other better, and encourage communication within your company.

10. Even if your company has a cleaner, you’ll still need to have some office cleaning products to …

Buying a home used to require a lot of leg-work.  Even to rule out a listing you felt lukewarm about, you would need to go in person to see what the property was like.  The internet has turned this travel-heavy purchase process into a breeze.

Home Buying Websites

Home buying websites like Zillow now collate most listings for you.  You can view a map with all available homes in the area you are targeting and tour them virtually with pictures and video.  This helps you narrow down your list much faster than before.

Financing Online

Many of these home buying websites even include reviews of local financing options, like Sun West Mortgage, so you can see how well these companies serve real people.

For example, once you feel good about Sun West Mortgage after reading the reviews and comparing to other companies, you can stay in your pajamas while you apply.  No more visiting multiple banks!

Get Out and Look

Once you’ve done your research from the comfort of your own couch, you can get out there and take a closer look at your final choices.  Plus, you’ll already have your financing ready to go, giving you better leverage in negotiations.  This should make the home buying experience more relaxed.  Time to start surfing the web from your new living room!…