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Did you know that processed sugar significantly increases brutal health risks, such as morbid obesity, type II diabetes, and heart disease? That’s reason enough to want to phase processed sugar out of your life. But most people have a genuine problem with simply quitting because your body becomes addicted to the sugar. So, read on for a quick rundown on how to phase processed sugar out of your healthy lifestyle.

Get Educated on the Effects of Sugar on Your Mind and Body

One of the best things you can be, in terms of your good health, mind, and body, is educated. Do your research. Find statistics, read personal stories, and ask your doctor. Get to know the ins and outs of what sugar can do to you, and how an overload could affect your mind, body, and overall health. Even modern pharmacy software systems should be able to track and chart your fluctuations in health and blood sugar, so be sure to go with a pharmacy that you like for the long-term.

Fruits are Nature’s Candies

Fruits are juicy, naturally sweet, delicious, and they are PACKED with vitamins. For example, oranges are heaped with Vitamin C, which bolsters your immune system, combats colds, and promotes good digestive health. Or, another example, apples are also sweet, delicious, and crisp, with loads of antioxidants that cleanse your arteries, reduce the risk of some cancers, and rehydrate your skin cells.

Chew Seeds, like Sunflower or Fennel Seeds, to Give Your Sweet Tooth a Natural Fix

Sunflower and fennel seeds have a natural sweetness and sugar-cutting fiber that naturally relieves the cravings you have for processed sugars. When you feel the urge to reach for a candy bar, cake, or cookie, chew a handful of these seeds to give your sweet tooth time to settle.

Another, more classic and tried-and-true, method to phasing out processed sugars is to replace your cravings with unsweetened drinks, like water and unsweet, naturally flavored teas. When your body feels hydrated and healthy, you have fewer cravings for the things that are unhealthy. Plus, you can retrain your taste buds to WANT healthier alternatives.…

Personal Finance – Four Simple Steps to Manage Cash and Build Wealth Today

Early attention to any overspending and running out of money provides a great opportunity to correct and prevent these habits from causing a serious expansion of personal debt and development of other financial problems.

Correcting your overspending as well as encouraging your wealth building need not be as difficult as many are led to believe. Some of the solicited or unsolicited advice that you receive maybe good, but may not be the right information to help you replace poor financial habits.

I recommend four simple steps to begin increasing your personal cash flow and set the stage for building your personal wealth.

1. Freeze your spending at the current level

Look at your monthly spending totals over the past three months, and calculate your average monthly spending level. By accepting your current spending level, you are minimizing or negating a sense of loss, perceived restriction, or loss of choice which can be counterproductive in your quest to control your finances. An interesting benefit will undoubtedly occurred as you review your expenses in that some expenditures clearly will be identified as unnecessary and can be eliminated or reduced immediately.

2. Determine the amount of income that will support your current spending

By applying a ceiling to your spending, you are placed in a responsible role of supporting that spending level by conducting activities that will increase cash flow in your direction to build personal wealth. You can make a conservative estimate of your projected income amount by dividing your gross income by.7. The most liberal estimate of the projected income is a calculation using your disposable income (net income) instead.

The difference between your new projected income amount and your current income is the additional amount of money needed to support your now desired spending level and to immediately eliminate your noted overspending and running out of money.

3. Develop an action plan to increase income to the new amount

Now that you know the additional money that is needed to maintain your current spending level, you can engage and focus on your creative and innovative talents to generate the additional income. This effort may have multiple options such as a promotion, job change, part-time work, starting a business, and so on. An immediate source of money is surprisingly within many homes such as things that you can sell, make, fix, or items to return. Do not hesitate to offer a service to sell items for your neighbor for immediate cash.

4. Disburse any overage or surplus of cash equally to three separate accounts

Do not be surprise if you generate a surplus when you take action. If so, begin by depositing the amount in three separate accounts named Pay Your Self First, Contributions, and Reserve. A recommended amount is 10% more or less into each account.

Immediate attention to these signs will allow you to gain control of your personal finances and help you to get an …

5 Simple Steps to Jumpstart Your Financial Education

Your financial education is extremely important especially during this time of recession, because I believe that money affects not only our financial life but the other important aspects of our life as well… family, health, work, emotions, etc.

It actually doesn’t matter if you’re making a five- or six-figure-income; what matters is how much is left with you at the end of the month and for how long you are able to keep it. If you want take control of your finances, make your money work for you, you should start not tomorrow but TODAY. You need to invest time in learning, expanding your financial education, and executing what you learn.

Here are 5 simple steps to help jumpstart your financial education:

• Instead of being a couch potato, READ (actually devour) books about money and success! Read first The Science of Getting Rich by Wallace Wattles. This is to get you in the proper mindset, that there is indeed a science of getting rich, and there are people who are sharing the secrets to true wealth.

• Get financial mentors – be very careful to whom you listen to because you’re more likely to end up like them. Study the rich and learn their secrets. Again, get off that couch!

• Start a small business on the side – sell sandwiches, sell clothing, sell insurance, sell bags, sell vitamins, sell real estate, sell anything! Don’t stop trying even if you keep on failing. What’s important now is what you learn and not what you earn!

• Set aside 3 to 4 hours a week to play CASHFLOW 101:

“CASHFLOW 101 was invented by best-selling author of the Rich Dad series, Robert Kiyosaki. It is a revolutionary, fun way to learn the basics of fundamental investing and how to take control of your personal finances, build a business through proper cash flow management, and learn how to invest with greater confidence in real estate and other businesses. It was created for the sole purpose of teaching financial literacy, elevate your financial IQ, and how to be a master of money.”

This particular game greatly helped me and continues to help me in shifting my mindset from employee to entrepreneur. It’s not that easy especially for someone like me who was an employee for more than 8 years and was ‘addicted’ to a paycheck.

• Immerse yourself on seminars on money and financial success. This way, you’ll also get to meet like-minded people, and you can learn from each other.

It doesn’t matter where you start. The most important is to take a step forward. With these 5 simple steps, when do you plan to start your journey?

“You must pay the price if you wish to secure the blessings.” – Andrew Jackson…