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How Amortization Schedules Really Operate

In terms of interest and principal balance, would you want to know how your lender comes up with what portion of every amount is paid on your mortgage each month? They frequently utilize a table that details each periodic payment on your mortgage. Enter the amortization schedule.

The process of paying off a loan over a period of time through a recurring schedule of payments is what the word amortization really means. This is very often a debt or house mortgage. The mortgage’s interest is a part of what you pay monthly. You also end up paying the principal balance with whatever extra amount is left after paying the interest. The percentage of your pay-off each month that applies to the interest and the principal is what your amortization schedule determines.

Even if every month your payment is deducted for both the interest and the principal, the specific monthly ratio actually varies. When you wish to determine what part of your money goes to which balance, you utilize an amortization schedule. The bulk of your money goes toward the interest at the start of your repayment plan. You start paying more on the principal the later into your mortgage repayment period you get.

To complicate matters further, there is more than just one type of amortization. Amortization can go a straight line (linear) form or have a diminishing balance. It can also be an annuity or a bullet, meaning it happens all at once. There is also a concept known as negative amortization, which means the balance increases.

Additionally, amortization schedules are sequential in nature. One month after the loan has been taken out is when the initial pay-off transpires. The final pay-off is presumed to pay off the entire balance of the loan in full. Your last payment will probably vary a little from all other prior payments.

Finally, an amortization schedule can also display the interest or principal amount that you’ve paid up until a specific point. Instantly after you’ve done your most recent pay-off, it will also show what remains on the principal balance. In general, it can prove to be a crucially useful document in managing your debt or mortgage payments, if you learn to read your amortization schedule.…

Office Cleaning Made Easy

A clean and ordered employment atmosphere is fundamental to boost productiveness. How would your clients react if they strolled into your office to find piles of paperwork in all quarters, soiled carpets and disorganised desks?

If I entered into such an office, I would turn around and leave straight away and I gamble you would too. With that mind set I’ll share with you some effortless to administer office cleaning secrets to assist keep your business glistening clean at all time, be it a city business or a home office.

In most cases town business units are cleaned by specialist recognized cleaning organisations but there are certain things that can be done to help better the cleanliness of these work places.

This initial tip might sound obsolete but you would be astonished how many business units still haven’t applied it to their work environment. Reduce paper disarray by bringing in a digital filing system.

It’s likely your corporation already has a network, and that’s a great starting point. Next comes a complete reconstruct of the network’s file structure. This will take some time and choosy consideration. A general rule-of-thumb is that an effective digital file system – when compartmentalized – reflects exactly how the organisation is organised and leaves room for future amendment and likely change.

Conceive a cleaning and organisation inspection group, the idea here is to appoint two or three employees, depending on the amount of your workforce, to go around the office inspecting tables and drawers.

This analysis team should address directly to the office head or to you. They should give out warnings for those who don’t keep their workstation organised and then issue penalties. That way you will incite your team to keep their tables and drawers organised at all times.

For home office people you will have to be your own inspectors, even though you might not get anyone visiting your office. Remember what was said in the beginning of this article – A clean and organised workplace boosts productiveness.

Incite recycling by adding recycling bins in your office’s kitchen and around the office. Pick a day of the week to do a “paper recycling day”. You can use the cleaning and organization inspection team to go around the office asking for people to dispose of aged paper work that can’t be filed.

Professional help

As my last piece of advice, I would advocate you request professional help to improve even more the cleanliness and hygiene of your office. Hire an office cleaning business and get them to do the dirty work for you.…

Picking a Professional Office Cleaning Company

So you have decided that hiring a professional office cleaning company is a more reliable, effective, and efficient manner of maintaining the cleanliness and sanitation of your offices. You are not alone. Property management companies, facilities directors, and office managers for large and small companies depend on professional office cleaners to maintain a clean and sanitary office. Unfortunately, in any given city there are likely several reputable companies that offer first class cleaning services, so how do you go about picking a professional office cleaning company that meets your needs? After all, you want to make sure that you hire a company that has the necessary skills and knowledge to maintain your offices so that you can present the best first impression to potential clients and even employees.

Understand your Needs

Before you start contacting different cleaning companies, you want to make sure you fully understand your own needs. Do you require only basic cleaning services? Do you have a kitchen that needs cleaning? How often do you need garbage and recycling removed? To get ready to meet with potential cleaners, you should first prepare an exhaustive list of all your cleaning needs. Not all professional office cleaning companies will offer the same services, so you want to choose a company that will address your needs effectively.

You also want to consider whether you have specialized cleaning needs. You may have floors that need to be waxed and polished; you may require biohazard disposal; or you may have employees with allergies requiring the use of specialized cleaning products. The more information you can provide cleaning contractors, the more likely you will be to find the right cleaner for your company.

Consider your Budget

Obviously, budget is going to have a significant impact on the cleaning company you hire. While it is not generally recommended to go with the cheapest cleaner simply by virtue of being cheapest, you also need to ensure that your cleaning needs are met within your budget.

Always ask for Estimates

Not only do you need to consider your budget, but you also want to compare estimates from various companies. Ideally, you want to compose a list of suitable professional cleaning companies and contact each for an estimate. Most of the time, you’ll want to meet with each of these companies to discuss your needs and budget to determine if they can provide the services you want at a reasonable price.

Seek Recommendations and References

Before hiring a particular cleaning company, it is always best to get recommendations from associates or business partners. Hiring a cleaning company will only save you time, money, and effort if they are professional and trustworthy. By getting references, you can check the track record of potential cleaners and choose one that has an impeccable reputation.

Hiring a reputable and professional office cleaning company is not exactly rocket science, but you should still take some time to carefully vet potential cleaners so that you know your …

Office Cleaning Businesses Might Not Make Millions, But They Will Tidy Up The Place

There is a list of great reasons to start an office cleaning business. For anyone hoping to be self-employed and manage their own work life, cleaning may be the best choice for a startup company. The cleaning business is a competitive market and the number of establishments that need the services demands a large work force. This environment makes the field a great one in which to be an entrepreneur.

Starting an office cleaning business can be done inexpensively. Startup costs are usually less than two hundred dollars for basic supplies. Cheap entry into the cleaning business makes it easy for people on any budget to enter the field.

Many people believe that office cleaning is easy money. They have the image that office spaces do not get dirty and that it will take a small amount of effort to do the work. A lazy attitude can aid workers in the office cleaning business that do thorough work. Hardworking entrepreneurs can competitively edge out other businesses that have an opinion that the office space is not dirty.

It is not uncommon for office cleaning companies to triple, or quadruple in size each year for the first few years. The most ambitious individuals have seen profits, in a first year business, up to $100,000. Compared to most other startup companies that do not see profits for nearly five years, this is a pleasant outlook.

A beginning cleaning business does not need employees to function well. One individual can begin work by him or herself and achieve fulltime pay within several months. Using continued business promotion, companies can hire employees and have a large base of locations to clean.

The key to success in the industry is to remain working with competitive pricing and thorough investment. The best cleaners will not be rooted out of jobs, and a company with low service fees will have the solid foundation for future work. It may even be to the advantage of this business style to remain smaller, with fewer employees, keeping quality control under close monitoring.…

Lending Finance – Tips on Where to Look

Many people at one time or the other need money for a business, a project or even to help clear outstanding debts. There are many areas where you can access funding. It is necessary that you carefully look at the options available to you and choose what suits your situation best. You can look for financing from friends and family. The advantage of this type of arrangement is that usually there are no additional interest rates or hidden fees. However, it is important that you put it down in writing because many of these relationships have gone sour because of money.

It should be agreed by both parties on the terms and conditions of repayment. This way, everybody gets what they want. The most common type of finance lending is the bank loan. Many people go for this option without fully understanding what they are getting themselves into. However, for you to get a bank loan, the lenders will look at your credit history. This can put off individuals with bad credit history and even if there are lenders out there willing to give you credit, you will have to pay high interest rates.

You can look at the option of private lending whereby you borrow money from lenders who are not financed by the government. This will also require you to pay high interest rates because of the risk involved. These lenders have their own policies but they have to have specific requirements as per the law. In comparison to the conventional lenders it is easier to borrow from private lenders.

In addition, the process is less formal, and the criteria they use are fewer. You also get customized solutions that will meet your needs through private lending. Whichever method you choose to use to acquire funding, it is important that you feel comfortable with the terms.…

Office Cleaning Service: Tips For Hiring

It is important that an office always looks good. Not only does this mean that you are able to work to a higher standard and more efficiently, but it also means that it gives a good impression to anybody that visits your company. Unfortunately, it can be quite costly to hire a company to clean your office, but it is just something that is required. This page will help you to consider how you could go about hiring the perfect company for your needs.

You should take into account what your office actually requires. If you have the type of business that means that people are coming in and out for meetings on a daily basis, then you may need a cleaning company that could provide staff who would remain in your office throughout the day. If there are not many visitors, then it may suffice to simply hire somebody to visit your office once every evening when the rest of the staff have gone home. You should also check that the company in question offers the services that you need. Ensure that everything that you need to be done will be covered. It is a good idea to check if anybody in your office is allergic to any specific cleaning products, and ensure that you do not hire a company that uses these.

You also need to consider how much each of these companies will charge. If you know your budget, then this means that you may be able to negotiate with the cleaning companies in order to come to a compromise that is beneficial to both parties.

It is also important to consider the reputation of the company that you wish to hire. To do this, you should make use of the internet to read any customer reviews that are available. This is a good way to find out whether companies will be able to deliver what they claim to. It might also be a good idea to make a trip to the company’s office to get a feel of who they are, and what they have to offer.

Once you have made a shortlist, you should encourage companies to offer you a trial period, as this means that you will truly be able to make the right decision based on your experiences. Hopefully this means that you will find the perfect company to keep your office clean.…

Picking the Right Ingredients For Home Made Cleaners

A lot of different ingredients turn up in recipes for natural cleaning products. And you’ve got to wonder whether some of them are all that natural or not. “Natural” is a bit of an ambiguous term that isn’t really clarified. It certainly doesn’t mean “organic” or “of vegetable origin”. Not all “natural” cleaners are organic (e.g. baking soda, which is mined) or of vegetable origin (e.g. soap, which often contains animal fats (tallow)).

Some writers have a very loose definition of “natural” when writing recipes for home-made house cleaning products and tend to mean something like “any raw ingredient that you can buy cheaply in your local shop and use to make your own products.”

By “natural”, this writer tends to mean “has the minimal possible effect on the user and the environment throughout the life of the product from extraction/manufacture to breakdown”.

Ingredients that are used for making home-made cleaning products can be divided into Organic and Inorganic, and into Nice (meaning that the product has a low impact on the environment and does not expose you to a barrage of toxins and/or horrible smells when you use it) and Nasty (meaning that the substance is poisonous, noxious or repulsive). And it’s not the case that everything organic is Nice while everything not organic is Nasty. No – you find things in all four possible categories.

All the ingredients listed below have been used in home cleaning products at some stage or another. Use the lists to help you select what’s right for you.

Organic and Nice:

* vinegar

* essential oils

* glycerine

* alcohol (either ethyl alcohol or some strong spirit from your local liquor store)

* cornstarch

* sugar

* lemons

* beeswax

* olive oil (and any other sort of vegetable oil)

* soap (which also contains some inorganic ingredients)

* potash – make your own by taking the ashes from your fireplace (if you burn wood) and making sure they’re ground finely.

Inorganic and Nice:

* baking soda

* sand

* salt

* petroleum jelly (aka Vaseline). It’s a petrochemical by-product so is bordering on Nasty, but it is fairly low in toxins when you use it.

* fuller’s earth

* borax

* water

Organic and Nasty. Few recipes for cleaning products use these nowadays, but they did in the past. Just have a look at the original Mrs Beeton if you don’t believe me.

* ox gall

* human urine (used as a bleach)

* (possibly) saliva – where did you think the phrase “spit and polish” came from?

Inorganic and Nasty. These ingredients really did turn up in a book on how to make “natural” home cleaning products. If you are switching to natural cleaners in order to reduce the toxins you are exposed to, forget it. If you are making your own cleaners to save money, you may consider these. Your choice. But remember the golden rule for products in this category: NEVER …

While you might find a decent position through online job forums, the best jobs are found through having the right connections. Perhaps you already know this and have looked around at Boston staffing agencies to partner with. If so, you’re ahead of the curve. If not, that’s okay. No matter where you are in your job search, the right staffing agency can propel you to bigger and better things.

To put yourself in a good position, you need to include only the top agencies in your network. Consider these tips for finding an agency that can connect you with unique opportunities.

Do They Sculpt Their Network?

If you want to know what someone’s like, then look at who they’ve surrounded themselves with. The same holds true for staffing agencies. A quality staffing agency will only partner with quality companies that offer attractive jobs. Before committing to an agency, ask them what industries and companies they work with. You want to make sure you’ll like the places you may work for.

Do They Build Relationships?

Networking and building relationships are two different things, so be careful. A good staffing agency won’t treat you as another disposable worker they can make money off of. Rather, they should get to know you beyond your resume. What are your career goals and aspirations? What do you want to get out of a position? If they’re not asking you these things, then you may want to keep looking.

Do They Carry a Reputation?

A staffing agency that’s experienced success in your local area should have a positive reputation. Whether you ask connections or search online, do your research and determine what an agency is known for. If you find they have high hire rates and positive employee reviews, then you know you’ve found a good place to work with. Agencies can say what they want, but proven results add weight to their promises.

Searching for a job can be a long journey, but you don’t have to go it alone. Pick a prestigious agency, and let their staff find the right position for you.…

After the Rain Falls

Into the life of every cleaning business owner, a little extra, helpful knowledge will fall.

Well, not exactly as poetic as it could be, but the point is you never know when some little trick of the cleaning service trade might help you land that all important office cleaning contract.

Take this scenario for instance.

Late at night, the deadline looms. Bleary-eyed, the dedicated office worker labors over their computer, putting the finishing touches on a special project due in the morning.

Then the absolute worst happens. In an attempt to keep awake, the dedicated person has grabbed a forbidden soda or cup of coffee and put it on their desk next to their computer screen (gasp!). An unguarded gesture, a run-away elbow, and the soda or coffee winds up spilling all over the keyboard.

Oh my-

First and foremost, advise the person to turn off the computer immediately. Or at the least disconnect the keyboard from the computer. Next, quickly flip the keyboard over and shake it above a neutral surface, like an empty table or countertop, to clear the keyboard of as much liquid as possible.

While the keyboard is still upside down, press a clean cloth or a pad of paper towels on the affected area to absorb yet more liquid. If possible, moisten a cotton ball or the tip of a clean cloth with isopropyl alcohol and run it over the affected area to help dry up any remaining liquid. Inform the person that it’s important to leave the keyboard upside down to dry completely-at least 12 hours-before turning it back on.

Assure the dedicated worker and your client-who, by the way, does not have tech person-if they follow these simple steps, they stand a good chance of saving the keyboard. Because as a wise sage once said, liquid spilled on a keyboard isn’t always fatal, to the keyboard and hopefully, the person who tried to drown it.…

Benefits of Hiring a Professional Office Cleaning Company

The overall condition of your office is important for making a positive first impression for clients and staff members alike. Moreover, a clean and well-organized office is much more conducive to productivity as employees can focus on the important tasks at hand rather than maintaining the cleanliness of their workspaces. A professional office cleaning company is contracted to provide customized cleaning services so that your offices are always clean, comfortable, and presentable. Yet, many business owners choose not to hire professionals and instead rely on current employees to maintain the office. But while some business owners may feel the savings offered by not hiring a professional cleaner is reason enough to leave the task to current employees, the fact remains that there are many benefits of working with a professional office cleaning company.

Customized Cleaning

One of the main benefits of hiring a professional office cleaning company is the fact that you can customize your cleaning needs. Some offices are much busier than others and may need garbage and recycling removal on a daily basis, while small business owners may prefer this service less frequently. Do you have floors that need to be washed and buffered, or are your offices carpeted? Do you have a shared kitchen that requires daily or weekly cleaning? Do your offices have many windows that require internal and external cleaning? Whatever your cleaning needs, you can surely find a professional office cleaning company that can meet your needs.

Equipment

Another benefit of hiring professional office cleaners is that they already have all the necessary equipment and supplies to complete your cleaning job efficiently and effectively. Cleaning services are important for ensuring that your business and offices appear professional, but they are not often the focus of your day-to-day operations. This means that you probably have not spent the time or energy to invest in the right cleaning supplies and equipment. Professional office cleaning companies will have everything they need to keep your offices in tip-top condition.

Consistency

When you hire professionals, you have the opportunity to set and amend a cleaning schedule that makes sure your offices are always presentable. Without staffing professional cleaners, business owners are at the whim of employees who may or may not take cleaning duties seriously. Professionals will come to your office every night or every weekend to provide agreed-upon services that keep your offices looking great.

Productivity

If your employees are not concerned with cleaning their own workspaces, they free up time and energy to focus on more high-level tasks. Moreover, a clean office is a productive office as employees are more comfortable, less likely to become ill, and generally more focused on their specific duties.

Skill

Finally, professional cleaners are trained to clean. They have the skills required to ensure all aspects of your office, from the bathroom to the boardroom are kept in excellent condition. They’ll know how to address more difficult cleaning tasks professionally and effectively.

Remember, your …

Instant Cash Loans For Emergency Situations

At some point of time, everyone will feel the cringe at their pockets as their financial situation suffers some jitters. The need for emergency funds in order to cover up some credit hiccups is a common occurrence and towards this purpose, online payday loans can come as a great relief. There are various companies that offer such types of loans and it does not take some Einstein to search for them. Also known as a cash advance, it is basically a small loan that is given to an individual who has to pay it back in a short period of time. It is a rather simple and effective means of avoiding a blemish on your credit history which all would want to avoid.

These companies who lend such types of cash advances do not deem it necessary to go through one’s credit history. If the person has a Picture ID of himself, the current month’s bank statement, a pay check stub, a valid checking account and a blank check, then he is good to go for applying for such loans which banks do not allow.

When one applies for an online payday loan, he or she needs to fill out a certain application form demanded by every company. Personal information like name, address and phone number need to be recorded in the application form. It is also required to supply the agent copies of you bank statement, check stub, three names of references, and a picture ID also.

After filling out the application form and after providing all the required documents and details, the application is considered for approval. Once approved, the company writes a check for the applicant for the desired amount of money required in addition to the interest he is supposed to pay. Every U.S State Governments draw their own limitations on the amount of money that can be borrowed but in most cases the client can be given a loan from $20 to $300. Even with state mandates, establishments may vary on the maximum amount allowed. The customer is given the amount of money he requires either directly or it is wired to his account.…

Personal Finance – Four Simple Steps to Manage Cash and Build Wealth Today

Early attention to any overspending and running out of money provides a great opportunity to correct and prevent these habits from causing a serious expansion of personal debt and development of other financial problems.

Correcting your overspending as well as encouraging your wealth building need not be as difficult as many are led to believe. Some of the solicited or unsolicited advice that you receive maybe good, but may not be the right information to help you replace poor financial habits.

I recommend four simple steps to begin increasing your personal cash flow and set the stage for building your personal wealth.

1. Freeze your spending at the current level

Look at your monthly spending totals over the past three months, and calculate your average monthly spending level. By accepting your current spending level, you are minimizing or negating a sense of loss, perceived restriction, or loss of choice which can be counterproductive in your quest to control your finances. An interesting benefit will undoubtedly occurred as you review your expenses in that some expenditures clearly will be identified as unnecessary and can be eliminated or reduced immediately.

2. Determine the amount of income that will support your current spending

By applying a ceiling to your spending, you are placed in a responsible role of supporting that spending level by conducting activities that will increase cash flow in your direction to build personal wealth. You can make a conservative estimate of your projected income amount by dividing your gross income by.7. The most liberal estimate of the projected income is a calculation using your disposable income (net income) instead.

The difference between your new projected income amount and your current income is the additional amount of money needed to support your now desired spending level and to immediately eliminate your noted overspending and running out of money.

3. Develop an action plan to increase income to the new amount

Now that you know the additional money that is needed to maintain your current spending level, you can engage and focus on your creative and innovative talents to generate the additional income. This effort may have multiple options such as a promotion, job change, part-time work, starting a business, and so on. An immediate source of money is surprisingly within many homes such as things that you can sell, make, fix, or items to return. Do not hesitate to offer a service to sell items for your neighbor for immediate cash.

4. Disburse any overage or surplus of cash equally to three separate accounts

Do not be surprise if you generate a surplus when you take action. If so, begin by depositing the amount in three separate accounts named Pay Your Self First, Contributions, and Reserve. A recommended amount is 10% more or less into each account.

Immediate attention to these signs will allow you to gain control of your personal finances and help you to get an …

Janitorial Service

Many company owners, looking to save a few dollars, will attempt to tackle every one of the issues from the office on their own, such as the maintenance and cleaning. Exactly why pay anyone to do something that you can do yourself? Well, there are lots of answers to that query. All of them indicate the truth that even during a down economy it may be very reasonable and incredibly beneficial to use outsourcing for such things as a janitorial service along with other tasks not immediately associated with the running of one’s business.

Your Time And Energy is Valuable

While you or someone on your own staff could carry out the workplace cleaning-scrubbing the lavatories, disposing of all of the trash, attempting to keep the windows and also break room clean-the fact is that your precious time is valuable which means the time of your workers is valuable for you when it comes to the things they can produce. You can generate a lot more profit working exclusively to enhance your company than you are able to by spending too much time attempting to keep up with the office cleanliness. You focus on being the very best and most effective for your kind of business and janitorial companies concentrate on being the very best and most effective in carrying out a janitorial service. They are able to get and keep your workplace thoroughly clean faster than you can, which usually helps you save cash in big picture. Outsourcing implies sticking with your specific specialty rather than spreading your own resources too thin. Both you and your team have the freedom to build up your product or service, your current relationships together with clients, etc rather than spending time with a stick sprucing up the tile grout!

A Janitorial Service Understands the Cleaning Process Much Better

While you or your personnel might think you understand the easiest method to maintain and clean the office, a janitorial service specializes in this procedure having tested out the actual correct cleaning items and cleaning routines. It can save you yourself from worry, understanding that the specialists are currently taking good care of your facility. Additionally if you’re unsatisfied with the level of quality of a particular service it’s much simpler to locate a new service as compared to it could be to fire an in-house worker whose overall performance isn’t living up to all your cleaning standards.

Make Big Savings for Your Business Targets

We’ve already proven that it doesn’t make a lot of sense with regard to you carrying out the office cleaning on your own, but how about employing a number of full or part-time employees to deal with the janitorial service? Won’t this result in costing you less over hiring out the actual facilities routine maintenance? The truth is, you’ll be spending more cash on workers who offer you no substantial advantage of your primary business aims.

With a janitorial service, you only pay for your office cleaning …

5 Simple Steps to Jumpstart Your Financial Education

Your financial education is extremely important especially during this time of recession, because I believe that money affects not only our financial life but the other important aspects of our life as well… family, health, work, emotions, etc.

It actually doesn’t matter if you’re making a five- or six-figure-income; what matters is how much is left with you at the end of the month and for how long you are able to keep it. If you want take control of your finances, make your money work for you, you should start not tomorrow but TODAY. You need to invest time in learning, expanding your financial education, and executing what you learn.

Here are 5 simple steps to help jumpstart your financial education:

• Instead of being a couch potato, READ (actually devour) books about money and success! Read first The Science of Getting Rich by Wallace Wattles. This is to get you in the proper mindset, that there is indeed a science of getting rich, and there are people who are sharing the secrets to true wealth.

• Get financial mentors – be very careful to whom you listen to because you’re more likely to end up like them. Study the rich and learn their secrets. Again, get off that couch!

• Start a small business on the side – sell sandwiches, sell clothing, sell insurance, sell bags, sell vitamins, sell real estate, sell anything! Don’t stop trying even if you keep on failing. What’s important now is what you learn and not what you earn!

• Set aside 3 to 4 hours a week to play CASHFLOW 101:

“CASHFLOW 101 was invented by best-selling author of the Rich Dad series, Robert Kiyosaki. It is a revolutionary, fun way to learn the basics of fundamental investing and how to take control of your personal finances, build a business through proper cash flow management, and learn how to invest with greater confidence in real estate and other businesses. It was created for the sole purpose of teaching financial literacy, elevate your financial IQ, and how to be a master of money.”

This particular game greatly helped me and continues to help me in shifting my mindset from employee to entrepreneur. It’s not that easy especially for someone like me who was an employee for more than 8 years and was ‘addicted’ to a paycheck.

• Immerse yourself on seminars on money and financial success. This way, you’ll also get to meet like-minded people, and you can learn from each other.

It doesn’t matter where you start. The most important is to take a step forward. With these 5 simple steps, when do you plan to start your journey?

“You must pay the price if you wish to secure the blessings.” – Andrew Jackson…

Four Appealing Traits of a Successful Janitorial Service

The day that Jake Williams ran into his old friend from school and found that he too was in need of a job was the day that he first thought of forming an office cleaning company. He had been racking his brain and trying to come up with something that would not take too much of an initial investment but would rely instead on hard work and discipline. Jake knew that he had that kind of fortitude and was willing to bet that his friend Pete did also. The tricky part was that he had to schedule everything around his college classes and he had to offer a superior finished product in order to gain customers who would contract with him. Jake found that he had good luck getting companies to use his janitorial services because he became so enthused when he would describe what he could do to make their offices shine. As the company took on more and more clients, Jake and Pete found that they were becoming successful and they decided to make it a full time business with college classes postponed to sometime in the future. They both agreed that they needed to take advantage of the client base they had built up immediately to tap into what they both considered a bright future. Many of their customers listed these reasons for contracting with them:

• Promptness – When Jake scheduled with a company he made sure that he and Pete were there exactly when they said they would be. Businesses especially like to have workplace areas cleaned at night so that everything is ready to go when their employees arrive in the morning so they found that much of their work was scheduled during the overnight hours and they were prompt and efficient in their work.

• Superior finished product – Jake and Pete actually asked a retired former owner of a business such as they wanted to start to train them on a paid basis. Following his direction, they became skilled learning the best methods to use and the most fitting equipment for each job. When they actually started working for their clients, this experience was absolutely invaluable. It prompted them to truly give attention to detail while performing their job and gave them confidence in their abilities.

• Reasonable rates – Knowing that businesses become successful when they can gain a loyal following, Jake and Pete concentrated on providing good work for a reasonable rate. They offered discounts for long term commitments to use their company and tried to rely on word of mouth recommendations to build the company reputation. They also offered an option for payment either weekly, monthly or even annually depending on the preference of the client.

• Flexibility on company preferences – As businesses grow or change direction it is sometimes necessary to revise whatever schedules or clean-up routines have been agreed upon. Jake and Pete made it a priority to …

How to Use Business Statistics to Build a Marketing Plan

Analyzing the current market allows you to take a good look at your competitors and where you stand as a business within the market. Are you leading the market or are you far behind from being at the top? Business statistics allow you to see where you are with your product or service. This data not only gives you a ranking, but also allows you to determine what your strong points are and areas that need development and improvement. In addition, you will be able to see areas within the marketplace that are opportunities.

Building a marketing strategy cannot be done without using business statistics. This is because a marketing strategy is designed for branding a company by building a name customers trust and remember. If you don’t know where you stand with the competitors in the market, then it is difficult to build a strategy that will work. A strategy needs to consist of creating a larger customer base, forging ahead of the competitors, building a better product, and a name that customers trust.

Once a marketing strategy has been determined for a company, the steps to accomplish it must be put in place. These steps will be the methods of marketing which work best to achieve the goals set in place. Business statistics can help determine which marketing techniques will work best to achieve the expected outcome. Having the right steps in place to achieve your marketing goals are important if you want the marketing plan to be successful. Statistics can provide data for which techniques and steps have worked for other businesses and also provide information about those that have failed. This way, you can learn from others mistakes.

Business statistics also allow you to determine the approximate cost of a marketing plan also. This information might be the amount of money your competitors spent on their strategies to succeed or it might include internal data of previous years and the amount of money you have spent.

The time it will take for a marketing plan to be planned, designed, and implemented can also be estimated or determined through the use of business statistics. If you have never designed a marketing plan before, then researching market data will be very useful to you. Creating a realistic timeline is very important. The last thing you want to do is underestimate a project by a month or two and be working for free.

A marketing plan relies almost entirely on business statistics and current market data regarding competition, successful techniques, cost, and even the time the project will take. Research is required for total success with a marketing plan to effectively brand a company and build a name customers trust.…

Are Office Cleaning Services At Commercial Places Worthy?

In the modern times we live in today, most of the businesses we see everyday are looking for ways to increase their activity and productivity levels. To ensure that they make the maximum amount of profits out of their invested money, business owners employ a range of strategies that seldom provide fruitful results.

Moreover, the companies are interested in reducing the levels of cost to retain profits. In such circumstances, the best way to increase productivity levels is to invest some money into hiring office cleaning services. It is an established fact that cluttered workplaces are obstructive for employees’ morale and productivity levels. Clean and tidy places keep workers happier and make the workplaces more conducive to work at.

Office cleaning services are relatively low at cost compared to the total cost of employing conventional cleaning methods. The service is worthy mainly because of the quality of services rendered, which make the workplace professional and organized.

Before you finalize a commercial cleaning service, be sure to take quotes from at least top three commercial cleaning service companies. A professional company would always want to meet you and take a tour of your facility before drawing up a quote. Each place is different in size and architecture, so the cost will vary as per the effort required to put in.

When you meet a salesperson, you should look how well groomed s/he is. This tells about the professionalism of the company. Look how neat are their hands, clothes and other things. Are they confident in their speech about their company? Moving to the details about their company, read the literature they provide in detail. The quality and quantity of information provided is an indicator of the kind of services rendered.

Look whether the person is friendly, enthusiastic and interested in working with your organization. Assess how good the salesperson is in locating the deficiencies in the system installed at your workplace. Also, consider the questions that you are asked to evaluate how well they have understood the structure of the systems installed at the workplace.

The best commercial cleaning service company will be able to deliver the best services in the following areas:

1. Odors in different parts of the office

2. Mineral deposits accumulated in drinking fountains

3. Dull, spotted and stained metal surfaces

4. Mineral and soap deposits accumulated on rest room faucets

5. Dust accumulated behind computers and at places above eye level

6. Heavy stains on carpets and floors

7. Dull finishes and wax build up on tile floors…

There are countless factors at play in the success or failure of any particular eatery. While some simply suffer from poor management or subpar food, there are more specific issues that can plague even the most iconic restaurant around. If you are looking for some easy ways to increase your restaurants reputation, there are some surefire ways to set off on the right path. Keep reading for some easy steps you can take toward long-term success and growth.

Offer More Convenience

Sure, diners at the typical fast food establishment are typically looking for something fast and affordable. But that does not mean those in more upscale establishments should ignore the value aspect of the experience. Give the people what they want and they will be sure to come back in the future. This might include expanding the typical offerings to include something to bring in a different crowd. For example, finding out how to get an alcohol permit in Dallas TX could be a consideration in some circumstances.

Offer Better Service

There might be a premium on convenience, but even when that is not possible, service can make all the difference. Making things correctly from the beginning or ensuring that they are made right by the time a customer leaves will ensure everyone leaves with a positive impression. Sure, it is impossible to please everyone. Making each customer’s satisfaction a priority, however, is a great place to start.

Offer Greater Value

First of all, value is not the same as cheap. Even fine dining restaurants must provide value for their expensive dinners. Make sure customers leave with the surety that they reveived the most for their money.
Despite the many intricacies of running a successful restaurant, the guidelines listed above will offer a handy point of reference for anyone in the field.…

Commercial Cleaning – Will Your Premises Pass the White Glove Test?

Commercial cleaning is an area that every business, large or small, should consider carefully. Cleaning a workplace must be a priority. Fresh clean workspaces not only benefit workers but they also impress customers and clients.

Worried About The Standard of Cleaning?

If your workplace cleaning is not up scratch chances are that staff and customers might also be affected. Staff morale can get down if they constantly feel their surroundings are not cared for. Plus there are bacteria that can spread and cause downtime.

Customers and clients will notice:

* Dust

* Smears on glass

* Dirt on floors

* Stained carpet

* Coffee mug rings on tables

* Unnecessary clutter

* Overflowing bins

* Smells

You can almost be assured that if you have concerns, others probably do also.

There are many reasons why businesses don’t look for a commercial cleaning service:

* Worried About Expense – a good service will probably save you money in the long run. By using the proper cleaning equipment they can be done in less time to a higher standard.

* Think Their Business Is Too Small – This simply isn’t true. Even one person running a business from a home office can benefit from professional cleaning routine. If you are holding client meetings in your home office show them you take your business seriously by a high standard of cleanliness.

* Have an existing cleaner – be brutally your cleaner really effective and consistent at having the workplace perfectly clean every day? The worst thing about the cleaner you might have had for years is complacency. Continually hiring and firing has a negative effect as well. Commercial cleaners will always ensure a cleaner is there at scheduled times and the cleaning is always completed to the same exacting standards.

* Other Staff Take Care Of Cleaning – this really is not an optimal way to clean a workplace. Staff who are employed in other areas generally resent cleaning. It can cause unrest if some clean more than others and may not see them available at all times for their regular position. Saving money in this way rarely works.

* You Clean Your Own Business Place – This probably the worst case scenario. If you are running a business you can’t expect to be able to clean your premises to a commercial standard regularly. There will always be times that you miss areas because of other commitments. Things that are missed begin to compound and the busier you get the more you think a quick go over will do. It won’t and this affects the performance of the business.

Cleanliness Checklist

Here are just some of the things that need to get done on a regular basis in a workplace with kitchen and bathroom facilities. There is a lot more to commercial cleaning than tidying up and a quick vacuum:

* Dust all surfaces both visible and hidden

* Wipe all surfaces …

How to Start a Cleaning Business – The Critical Importance of Systems

Take a close look inside any service business start up, and you’ll very often see the same picture. An owner/operator stuck balancing the drive for new business and getting existing business serviced, all the while trying to pay the bills and answer phones. One of the recurring themes that you’ll hear from us at the How to Start a Cleaning Business Blog is the importance of putting systems in place early on so that all parts of the business function smoothly whether you’re there or not.

Every aspect of the business needs to be systemized in the company’s infancy so that down the line you’re offering a consistent product at a reasonable price, growing your business steadily without pulling your hair out, and getting paid to do the work that you’ve just finished.

Here are three of the most vital areas of the cleaning business start up that need to be systemized when the doors open.

Develop a marketing strategy

Many cleaning business entrepreneurs immediately shy away when we begin discussing marketing. It’s one of the areas that they know they need to dial in and focus on, but don’t have a clear enough picture of what should be happening with marketing to take control of it. We’re not saying that you need to spend vast sums of money on marketing here. But before you spend $1 on ANY form of marketing or advertising, you need to understand your demographic and your market so that once that first marketing dollar leaves your wallet, you can effectively evaluate whether or not it was money well spent. You’re never going to get it right each and every time you employ a marketing strategy. That’s why you MUST be able to evaluate your efforts.

Develop an operational checklist

It’s an inevitable situation. You start the business cleaning properties yourself along with your two trusty employees. Then you get the call that your child is sick and needs to be picked up from school. You leave your two fantastic employees to finish the last three houses of the day and that evening, the calls start to come in. They missed the master bathroom at the Jones house. They completely forgot the kitchen counters at the Smith residence. And guess who gets to go back and literally “clean up the mess” tomorrow. Yes, you do. An operational checklist is absolutely critical in the cleaning industry. When you go to McDonald’s do you think they just guess at how long to cook your fries or what they’ll put on your hamburger for toppings? No, they don’t. They deliver the same product each and every time. And you must do that as well in order to manage and meet customer expectations.

Employ a communications strategy

Far too many cleaning business owners are coming close to the edge of sanity each and every day trying to balance operations and coordinating communication with prospective customers and existing …

Working From Home: Organization Is Key!

One of the best things about working as a writer is the fact that you are able to do so from anywhere in the world, providing that you have something to write with. However, most writers still find that they need somewhere that they are able to store all of their materials, as this means that they know where to look when they need to find something. It is very easy to suddenly find yourself surrounded with bits of paper that you’re not even sure if you need, so it is therefore important to make sure that you spring clean your work space every so often.

The first thing that you need to do is to work out what you need to keep and what you don’t. You should make sure that you keep everything to do with the financial side of your writing, as these are things that you may need to refer to later, but there are often lots of pieces of scrap paper that you’re able to simply get rid of.

If you are registered as self employed, then it is vital that you keep good records of every payment that you receive. To do this, you could buy a box file that is specifically for this purpose, and you would then be able to keep everything in date order, which means that you could easily find information when it is needed. It may help to buy a shelf, as this means that you would be able to place a number of files upon it, and it would be out of the way of your working space.

If you keep money in your office, then you should make sure that you have a safe. This is the best option to prevent your money from being taken, and it can sit in the corner of your office without taking up too much space at all.

Being hygienic is vital, as things like surfaces and keyboards can attract a lot of dirt. You should make sure that you wipe these down regularly so that you keep on top of the cleaning before it gets too much for you.

Once you have done this, you should find that you are now in the perfect environment to carry on with your work. You will be much more productive, and this will show in the quality of your writing and your mood whilst you are working.…

Profit From the Rate Cuts Around the World – Look to the Currency Market

Are you sick of the stock market?  Are you staying up late worrying about your retirement account?  Is your stomach permanently tied in knots because of volatility?  Are you dizzy from the markets being up 300, down 800, up 100, down 700.  Are you looking at your statements just wondering why all your money is disappearing?

Is it time to try something new?

Let me tell you, many investors believe buy and hold is dead.

What do I mean?  Just look at the stock market over the last 10 years. Back in early 1999 the Dow Jones Industrial Average crossed 10,000. Today, almost 10 years later the market’s in exactly the same spot.  No joke.

So if the equity markets aren’t the place to be what’s left?

Have you thought about trading currencies? These days, currencies are easy to trade.  You can do it right from your own brokerage account.  No need to open new accounts or learn a new trading language.

  Another reason to look at currencies: we are on the edge of a recession, not only in the United States but around the world as well.  And I’m not the only one who sees this happening.

Apparently the major central banks around the world feel the same way – they all cut rates in emergency sessions last night.  Our own Federal Reserve cut rates 50 basis points.  Major investors the world over see the risks to the global economy.  In order to preserve investment dollars they’re moving to safe investments.

The safest investment in the world is the US Dollar.

I know what you’re thinking.  “My money is already in US Dollars.”  That’s great!  This gives you an even better opportunity to profit.  And here’s how to do it.

Currencies trade in pairs.  Let me give you an example.

Global investors had moved a good deal of money into Australia over the last few years.  The economy was humming along and their money was earning high levels of interest (in excess of 7%).  This means they owned a great deal of Australian Dollars (The local currency).

A few months ago the Australian economy started to weaken.  Consumer spending slowed, and as commodity prices fell, the economy’s growth slowed.  At the same time the US Dollar was getting stronger.  The risk in Australia seemed big, so money flowed from the Aussie Dollar to the US Dollar. As a result the value of the Aussie Dollar fell. 

Just yesterday, the Reserve Bank of Australia cut interest rates by 1%. This was a huge move.  Consider most rate cuts are 0.25% or 0.50% at the most.  The reserve bank went a full percentage point.  This weakened the Aussie Dollar even more.

Profiting from the fall.

Over a month ago I recommended to short the Australian Dollar.  We went short by purchasing carefully selected put options.  These options spiked in value over the last few weeks and now …

Daily Office Cleaning

One of the most important factors to consider when managing an office is how daily office cleaning will contribute to the efficiency of your office.

When there are no distractions for staff or you, more time will be devoted to completing their work. Dirty desks, full bins and messy floors can be big distractions.

One way in which many offices achieve a clean office is through either archiving or digitising paper files. If you file them onto your office network, then there is no longer any need for the paper file, and so it can be disposed of. When you magnify this by the number of pieces of paper you have in your office, it will make a significant difference to the cleanliness of your office, presenting it in a professional manner to potential clients.

Ensuring that you keep the amount of paper files low will reduce the amount of cupboards and lockers you need for storing out of date files. If you do choose to digitise your office filing system, you will need to resource a back up system of some kind to ensure 100 percent office continuity, in case something happens to your data.

Another office cleaning tip is through setting aside time to actually do it. By timetabling in cleaning time to your business schedule each week you will be able to give the office the deep clean that it needs; removing waste paper, rubbish and all the other mess your staff leave around! If you do need to keep some paper documents, assign them in order of priority, putting the highest priority on top of your storage base and the least at the bottom, allowing easy access to the items you need the most.

Possibly the best tip we can give you is that instead of doing all the work yourself, hire a commercial cleaning company instead. This will allow you to focus on bringing in more clients and profit for your business while still keeping your office presentable and an efficient working environment. When you hire a cleaning company, make sure they can provide references for their current clients and follow these up to make sure they do a good job.

Most cleaning companies are prepared to sign Non Disclosure Agreements as they will be in your office and could potentially see things that should not be public knowledge.

In conclusion, the few office cleaning tips we have offered here will help keep your office as efficient and attractive as possible, attracting new clients and bringing in more profit for your firm. By just following these tips, you’ll instantly transform your mess into success!…

Cleaning Supplies an Office Cleaning Company Should Have

Office cleaning companies take care of all of the picking up, scraping off, throwing out, and cleaning up of offices to keep them looking great. There is a lot of work that goes into making sure the office looks perfect, and along with that, there are a lot of office cleaning supplies that are needed to achieve this.

There are many different office cleaning supplies that every company should have and should know how to use. The basic supplies consist of mops, brooms, and dustpans; they keep the floors dust-free and squeaky clean. A vacuum is vital in cleaning; most companies have carpet in their offices and it needs to look elegant and clean at all times, especially when clients are coming in and out of the office. Industrial vacuum cleaners are essential, because regular vacuum cleaners may not pick up all of the dirt left on the carpet after a long day of work.

Anti-Static Cleaners and Air Dusters are extremely important in keeping sensitive electronics such as, computers, fax machines, printers, and copy machines (anything that can potentially be damaged by liquids) clean. Anti-static cleaners are for removing the dust on computer monitors, and for preventing that dust to come back. Air dusters are cans filled with compressed air that release a blast of air onto the equipment to remove the dust.

Gum removers, all-purpose cleaners, bleaches, and industrial strength glass cleaners are also critical supplies to have in an office cleaning business. Gum removers are not only used to remove gum from the carpet, but can also be used as a cleaner for rugs. All-purpose cleaners work to help remove grease and dirt from tabletops while keeping their surfaces safe. Bleaches are used to disinfect tabletops and office desks, usually containing chlorine which helps kill bacteria. Industrial strength glass cleaners are powerful enough to keep the office windows streak free and clean.

Keeping an office clean and looking good is crucial in a company, and companies like Jani-King offer exceptional office cleaning services.…

Efficient Office Cleaning

In a world that is now plagued by sickness and disease, which is spread by oral or physical contact between people, office cleaning is no more but a matter of choice. This business necessity allows you to keep the disease at bay and to ensure that you are not responsible for any adverse development in the health of your employees. Little things like touching the microwave handle as a community without cleaning it regularly or office coffeepots or door handles including the other electronic devices like computers and phones can result in illness.

It is therefore essential to have a regular office cleaning. This could be taken in yourself or you can actually decide to hire professionals. There are a number of professional cleaning services that are now available. These professionals provide cleaning services with products that are tested in the laboratory and are based on your choice of cleaning products. They are environmentally friendly too. It is not unusual to employees who think nothing of cleaning systems.

They completely accept unconscious that living in unhygienic condition is an unhealthy abstract so, regular cleaning should be done. However, the need has to be addressed by you either as an employer or an employee, at some time or the other.Today, most offices in the world hire cleaning services that take care of all the minimum requirements for cleaning of offices like sweeping, vacuuming, removing trash, dusting and disinfecting common workplace.

It is far better to invest wisely in a cleaning service for office rather than dealing with the loss of thousands of dollars paying for the relief of health due to unhygienic conditions. Cleaning your office is a necessity that can not be ignored. It is essential to establish a regular disinfection of various work areas and the use of green cleaning procedures. Apart from the individual, it pays to consider and incorporate office cleaning within the set business routine. It calls for the equal assistance from employers and co-workers. It is necessary to understand that quite a large proportion of daily time is spent in the office and it is our interaction at the workstations that could expose children and other family members to disturbing health developments.…

Saving Money Through Your Phone Bill

Saving is an essential these days. In the past, a lot of people forgot about having to save some money because everyone was just so well off. Now that the economy has taken a turn for the worse and has never recovered, each and everyone needs to bear in mind that every penny saved can go a long way. That is one of the hard lessons that was brought home to us by the economic crisis that we are undergoing. Things have changed and they will never be the same again. Now all that we can do is to count every penny and hope that somehow things will get better in the future. On the bright side, this economic crisis has taught us that we should never take things for granted. We learned that money is something that should be cherished.

Well when it comes to saving, we all have our own practices that have been tried and tested by our experiences. Here are just some of the best ways to save on your phone bill, that we have come across in recent years. A phone service is a necessity, there’s no arguing with that, but do we use all the services in our plans that we pay for? Just take a look at these tips and see if you could use them.

Cutting back on the plans- if you think that you are wasting some money on a plan that’s too high with what you are actually using then go lower. Service providers will have all sorts of plan and there is surely one that will fit your needs. You could even demand that they give you a special plan. That will surely take out some amount from your expenses.

Take advantage- It’s high time that you be the one to take advantage of your phone provider. Call them and tell them that you will be dropping their service if they don’t give you a better deal. Chances are you will get what you want. Ask to speak with a manager or someone higher who could authorize changes on your account right away.

Look for other providers- Check out what the competition offers you and if its something better, then drop your service right away. just be sure that you do not commit to any contract, if you can help it, so you could just drop them right away.

For more information regarding finance, like facts about debt consolidation no equity, check out other online articles today.…

The Disadvantage Of Factoring Receivables – Why Confidential Accounts Receivable Finance Works!

Looking for a creative, ‘outside the box’ Canadian business financing solution? You may have investigated factoring receivables already but either didn’t understand how accounts receivable financing works, or, probably more to the point weren’t comfortable with how it works for your firm on a daily basis.

We’ve got the perfect solution for those worries, and its called confidential receivable financing, in Europe its more commonly known as C I D, confidential invoice discounting.

Let’s examine why this type of business financing works in general, and then let’s focus in on why our solution makes a solid solution even better.

In general terms when you ‘factor ‘ your receivables you essentially sell them to the factoring firm. That can be done on a one of basis, on a periodic basis, or all the time. That’s one of the key advantages of this type of financing, you only use what you need, and… More importantly, you only pay for what you use!

Paying for what you use in accounts receivable financing is key because factoring, in general terms can be a more expensive type of financing. We say ‘can be’ because quite frankly if you use it properly it actually could be a cheaper method of financing than your bank. That’s a point our clients are always amazed at when we discuss this type of Canadian business financing.

The cost of factoring receivables can be significantly offset, or in some cases removed completely by your firm using these funds to take supplier discounts and purchase more efficiently and at better prices.

And… Think about this carefully, if you can finance your receivable the days you issue the invoice (that’s what factoring does) then you are in a position to generate funds to sell more products and services to your customers, generating additional margins and profits. Or, of course, you could take the non factoring approach and wait for your customers to pay you in 30, 60, or… dare we say it, 90 days. And that hasn’t worked for you in the past, which is why you are looking for a better solution.

So lets examine how factoring works, and lets get you over the hump, so to speak, on why our preferred type of accounts receivable financing is confidential invoice discounting.

When you generate an invoice under a factoring receivables agreement you receive 90% of the invoice in the form of immediate funds the same day. The other 10% is a holdback, and is remitted back to you promptly when you customer pays, less the financing charges, which are typically 1.5 – 2% for a 30 day period.

In 99% of traditional factoring arrangements the factor company verifies your invoice with your customer and actually collects it. Under confidential invoice discounting you bill and collect your own receivables, and are in a position to finance your firm without your customers and suppliers having anything to do with how you finance …

Specialists In Catering Equipment Finance

When Kirk Smith was establishing Armada Finance in Exeter in the seventies, his focus was mainly on funding catering equipment for the hospitality and leisure industries, whether it be an oven for a hotel restaurant or a coffee machine for a local cafe. Over time the business grew and evolved; facilities offered got larger, the variety of equipment Armada would fund increased and referrals started coming in for different types of businesses.

Although the Armada team today are experts in funding the full range of equipment required by businesses in all sectors, the leasing of catering equipment is still core to the business, with Armada having a wealth of experience specialising in this area and long established, trusted relationships with equipment suppliers. Armada professionals have a unique understanding of the needs of the service industry. We know that a quick response is needed for an urgent replacement of essential equipment such as an oven or freezer, which if broken could be a disaster for a business and that ‘cash is king’ to any entrepreneur.

The hospitality sector covers a huge range of businesses, from hotels, restaurants, takeaways and cafes to pubs, wine bars and night clubs – Armada has funded equipment for them all. Recent support has included the complete fit-out of the kitchen for a new restaurant in Leeds, a range for a fish & chip shop in South Wales and carvery units for a pub on the Isle of Wight. However, catering equipment is also required for businesses in all sorts of other sectors. Armada has funded mixing equipment for a food manufacturer in Preston, kitchen equipment for play centres and coffee machines in convenience stores and offices.

With the service industry soon to benefit from the influx of visitors to the UK for the 2012 Olympics, Armada looks forward to helping businesses get ready to make the most of it.…

If you’ve always wanted to work from home, good news — there are plenty of jobs out there that can be done from the comfort of your computer! Here are three great ways to pay your bills without having to leave the house.

Become a Content Writer

Content writers work on everything from blog posts to product descriptions and even social media posts that people all over the world will see. On top of this, you’ll get to write about a wide variety of topics and may even learn a few things along the way. If you’re interested in writing professionally, you should have a strong ability to write well and learn quickly; good grammar skills and communication are also important here.

Find a Data Entry Position

As long as you have a computer and Internet access, you can get a job in data entry. Essentially, you would be adding and updating information in a company’s computer system, most likely through spreadsheets. In most positions, you’ll get plenty of training with the software before starting the job. If you enjoy routine and examining fine details, this may be the position for you.

Try Customer Service

Many customer support representatives are actually operators working from home — in this position, you would accept calls on a company’s behalf and assist customers with product issues, complaints, questions and anything else they need help with. For anyone who still wants to interact with customers from the comfort of home, this is a great way to go!

Making money from home might seem impossible, but it’s actually quite easy to find a position that works for you. Remember: most work-from-home jobs will require a good Internet connection and/or access to a phone, so make sure you’ve got the right equipment for the job before applying.…