A staggering 75% of two-wheelers currently active on Indian roads either do not have any insurance at all or the insurance is no longer valid. While some may genuinely forget to renew their policies, there are many who do not do it in order to save a few thousands of rupees.

With Indian roads still unsafe, what happens when you do not have two wheeler insurance? The ramifications of this can have a considerable impact on the vehicle, the owner, and the pillion.

Regardless of what your reason may have been, here are a few insights into the consequences that you have to experience if you do not purchase a two-wheeler policy.

Penalty:

The penalties involving lapse of policies and driving without insurance is dangerous. The results are damaging to all parties involved. When a death occurs, the situation will get worse. These are serious factors to keep in mind. Hence, buy the insurance required for your two-wheeler. Ensure all the paperwork is up to date. Never delay these things.

The penalties of driving without any motor vehicle insurance in India can have severe ramifications. Also, driving within India without motor vehicle insurance is illegal. Anyone breaking the law will be charged a fee which is a penalty of  INR 1000. This would also involve imprisonment for 3 months in the event of a traffic violation. Alternatively, the law and traffic authorities can impose both penalties.

No Claim Bonus:

In the case of a lapsed policy, the bike owner will lose the no claim bonus (NCB). Also, if the bike/vehicle remains uninsured for over 90 days, all the accrued benefits will be annulled. Hence, the company which provided the insurance cover for the two-wheeler will no longer entertain any issues.

If one is a forgetful person by nature, it is best to mark the calendar with important dates such as policy renewals and purchase. Keep a reminder on all your devices and ensure that when the insurance company representative calls you to fix an appointment to finish all the paperwork. Once all the details have been updated, your insurance company can send a renewed policy.

Legal Liabilities:

There are legal liabilities in the event of driving without insurance. These would include natural disasters and man-made incidents. Which means that the comprehensive cover which was bought will be of zero validity on a lapsed policy. Also, in the event of an accident and the death of another person, without a third party cover, you would be subjecting the rider to breaking the law. It can lead to a criminal offence, and further have ramifications of serving time in jail. In such cases, all expenses have to borne by the offender/lawbreaker.

Loss of Time:

In the event of attempting to renew a lapsed policy, it becomes an extremely lengthy and cumbersome process. It is as good as buying a new plan This would require the owner of the two-wheeler to start the process right from the very beginning. Stage 1 would involve submitting all required documents for the purchase of a new insurance policy. The cost would go up as well.

With complications and unnecessary losses, it is best to purchase your renew your two wheeler insurance policy within the given time frame.…

Entrepreneurs are the first to admit that consumers can be inconsistent when it comes to what type of business rises in popularity overnight, only to crash in what seems is only a matter of months. Trying to stay aware of what consumers want can be difficult, so here are four business trends you can certainly watch for growth in during the next decade.

Cleaning

As consumer continue to value their personal and private time, home and office cleaning services Orange Park FL, will grow. The same rise may be found in yard work and landscaping companies as individuals continue to spend more of their time involved in activities they love, rather than on outside and inside chores.

Personalization

Payments made by check are going the way of the dinosaur. In their place, more flexible payment options and banking methods can be found. Consumers want security and speed in their payments, and that now includes banking cards and credit card options. Although terminal payments are finding some favor, time will tell if using your phone to purchase an item will stay popular.

Data

Consumers will continue to demand tighter regulations and better protections on their personal data on the internet, as well as a higher sense of responsibility by companies that often are negligent in their notification process. Tightening restrictions are also being required on the collection of purchasing data and the use of hidden consumer information.

Subscriptions

Although consumers proved fickle when choosing subscription services over the past year, new services are continuing to appear, and many are finding considerable favor. This can include store-to-door groceries, fast food delivery, and personalized shopper services. Another area hitting the subscription arena is the television channel, and many consumers are excited about the selections available.

Potentially successful companies may be difficult to spot, but the four listed above are sure to become popular. Consumers know what they want, so business owners need to listen – and then provide it.…

Whether you own an automotive shop or a restaurant, chances are you’re going to make a mess from time to time. You might think cleaning it up is as simple as grabbing the nearest old rag, but the truth is that different types of cleaning cloths wholesale are made for different types of messages. Are you sure you’re using one that can do the job?

Consider the Work Environment

What type of environment do you work in? A large production area can handle a large, easy-to-find box of rags, especially if it goes through them a lot. However, if you work in a restaurant or another business where customers will sometimes see your work area, a large box of rags looks unprofessional. In these cases, consider smaller wipes, vending machine-style storage areas, and so on.

Think About What You’ll Be Cleaning Up

Do the spills in your work area require lots of rags or just one or two per job? Are you cleaning up oil or thinner liquids, like water or spilled soda? Will they be used on the floor or on counters? All these factors determine the type of wipers or towels you’ll need, how many you should stock at a time, and so on.

Know the Different Options

Some cleaning rags, such as durable microfiber wipes, can be washed and reused. Others, like paper towels, should be thrown away after one use. Meltblown wipers are good if you need to leave almost no trace of lint or must clean up corrosive liquids. There are dozens of types of rags, so some business owners choose to gather a variety of them to meet different needs.

No matter what type of business you run and how many rags you need for your daily operations, ensure you purchase them from a reputable manufacturer. Look for one that has good reviews and offers a variety of supplies to best meet your needs.…