Sometimes our expenses can be more than our income and we find ourselves scrambling to make ends meet every month. You try to find ways to cut back and save money but there are some expenses that you simply can’t cut out altogether, like auto insurance.

Each state law will vary on just how much auto insurance you are required to carry but across the board, it’s illegal in all states to go without insurance. Now, it is easier than ever for a policeman to see if you have insurance or not.

They don’t even have to pull you over anymore to find out if you have insurance or not. They simply have to pull behind you, run your license plate and within seconds they will know whether the car you are driving has auto insurance or not. If you are caught driving without auto insurance you are more than likely going to get a ticket and no insurance tickets usually run anywhere from $250 -$350 and if you get more than one of those tickets, they can and will suspend your license.

So, now that we know we can’t go without automobile insurance lets looks at some simple tips that will help you keep your premiums as low as possible and achieve your goal of cheap auto insurance.

Increase Your Deductibles

If you are looking to decrease your monthly premiums, then you can increase your deductible amount and your monthly premiums will go down. Deductible amounts are usually $250, $500, $1,000, $2,000 and $2,500. The deductible amount is the amount of money that you are responsible to pay in the event that you file a claim.

For example, if your car needs repairs due to an accident, and the total repair bill is $3,000, and your deductible is $500, then you will have to pay the $500 dollars when you pick up your car and the insurance company will cover the other $2,500. Having a higher deductible will decrease the amount you have to pay monthly but if you ever file a claim make sure you have the deductible amount available in your bank account or you won’t be able to pick up your car when the repairs are finished.

No Rental Car Reimbursement

All insurance companies off rental car reimbursement but this will also make your monthly premiums increase significantly. Rental car reimbursement or rental car coverage is when the insurance company provides you with a rental car while the repairs are being done to your car. Sure, it’s nice to have this coverage if you are ever involved in a wreck but it’s not mandatory and denying this coverage will help you have a lower monthly cost.

Put Your Seat Belt On & Don’t Speed

Anytime you are issued a violation, whether it’s a moving violation or not it can and will make sure insurance increase. Speeding tickets and at-fault wrecks are the number one things that will make your monthly insurance payment go sky high.

Just one speeding or one at-fault wreck could increase your monthly payment amount around fifty to sixty dollars per month. That is a huge increase when you are trying to decrease your expenses. Therefore, always remember to put your seatbelt on when you get in the car and make sure that you pay attention to your speed at all times.

These are just some simple tips and suggestions to help you get cheap auto insurance but of course, only you know what’s right for you and your situation.

…

Every person who owns a car knows how hard and troublesome it is when it comes to finding a parking spot. But it is the responsibility of the establishment owners to maintain order and organize their parking area; there are still a lot of people who can’t follow a simple rule (or rules) when it comes to proper parking.

There will always this one person who will park their vehicle in areas reserved for disabled people or in undesignated spots, creating problems in the lot. self-parking kiosk automation can solve this problem. With automated parking kiosks, vehicles can be appropriately managed by a computer in an orderly manner.

Automated self-parking kiosk features

Usually, these kiosks offer services to people in an organized, secure, fast and convenient manner. In establishments, buildings or offices with this type of technology, drivers will be greeted self-parking kiosks that can assist them in parking their vehicle.

You can see on the monitor display the available spots and you can pay for it. It allows people to know which parking spot will suit your needs where you can park your car safely. Listed below are other essential features you can get in using this technology.

Mobile access

Before going to the lot of any building or establishment that has this type of technology, you can access the platforms used in these kiosks and plan ahead of time where you will park. The platform is compatible with any mobile phone, and you can download their apps for your convenience. If there are any inquiries or problems, you can contact the building or establishment management through their application or their specified contact details.

Real-time customer support

Even when you are still in the process of finalizing the transactions you made with the platform, you can always talk to one of their real-time customer support agents or representatives. This technology features a live call center option that can help drivers with their questions or inquiries regarding their transactions and any related matters.

For more information about how self-parking works, check out https://auto.howstuffworks.com/car-driving-safety/safety-regulatory-devices/self-parking-car.htm.

Everything you want or need to know when it comes to the kiosk’s services, they have answers. You will never be blinded with the details in your transactions since the automated kiosks are very simple and easy to use. All you need to do is choose the thing that you wanted to know, and the technology will give you the complete outline. You can view all the details during the transaction or even after you leave the lot.

Online payment

You do not need to look for a pay station in the lot since you can pay your transactions through their apps. All you need to do is download their applications, and you can access their pay station in the palm of your hand. These types of applications can offer various payment methods that you can choose from and you can choose to receive your receipts through snail mail, email or a text message.

The future of automated self-parking kiosks

When you are talking about upgrades and developments, there are endless possibilities for upgrading this type of advance technology. Although these kiosks usually maintain order in every establishment’s lot, they can do more. They can offer a charging station for electric cars like Tesla or portable refueling gas stations for regular vehicles. Here are some of the things that you can expect from this technology in the future.

Incorporating AI or Artificial Intelligence

These devices can be operated by AI or artificial intelligence or robots top park your vehicles automatically. Artificial Intelligence-operated parking kiosks can save you a lot of time since you can leave your car and they will park it for you.

Visit this site to find out more about Artificial Intelligence.

This Artificial Intelligence would take care of parking your needs in their designated space in the establishment’s facility. These spaces would soon be a “No Human Zone” to prevent any accidents and fit more cars than traditional parking spaces can offer. It is possible since vehicles can be appropriately placed organized side by side and the doors will not be opened.

Not only that, the cars can be stacked like books on your bookshelf. Going towards automation, these kiosks can offer not only security for your beloved cars, but it can also provide convenience for the drivers. For example, you might get annoyed if looking for a safe spot in the facility will take a lot of time.

These parking kiosks will solve these types of issues by giving drivers a spot instantly, so you do not have to spend a lot of time circling the entire establishment. It can give you more time to do the things you intended to do. Not only that, spending less time in front of the …